Pension information for active teachers

Contact the Alberta Teachers’ Retirement Fund (ATRF) for more information about the following:

Contact - Alberta Teachers' Retirement Fund (ATRF)

  • Contributions
  • Transferring services from or to Alberta
  • Purchasing service
  • Steps to retirement
  • Information about your own pension amounts
  • Forms to change your beneficiary
  • Pension options
  • Income tax calculation
  • And much more!

Accessing information about your pension

ATRF is the administrator and trustee of the Teachers’ Pension Plan.

The ATRF website (www.atrf.com) has a myriad of information:

  • Plan rules
  • Investment reports
  • Forms and information kits
  • Pensioner information
  • Employer information
  • And much more

Also check out ATRF’s MyPension online services:

  • Service calculator
  • Tax calculator

Registering for MyPension is easy:

  1. At the bottom of the ATRF homepage, click on Access MyPension Tool and then click on Register.
  2. Accept the agreement.
  3. Enter your ATRF ID number (from your member statement).
  4. Create your MyPension user ID and password.

Registration is complete!

ATRF pension counsellors are available for personal interviews at 1-800-661-9582.

Retirement Q&A

How can I know if I will have enough income to support myself in retirement?

The Canadian Retirement Income Calculator is a great tool for evaluating your post-retirement income. To use the calculator, you will need to have information about your ATRF pension benefit, CPP statement of contributions, and your other financial resources.

Should I retire or should I keep working for a few more years?

Retirement is one of the most important decisions of your life. It is important to have the best information before making the choice. Consider attending a Retirement Education Workshop and visiting the Alberta Teachers’ Retirement Fund (ATRF) MyPension Online Portal for your pension estimate and other resources.

How will federal benefits contribute to my post-retirement income?

Information on the Canada Pension Plan (CPP) and old age security (OAS) can be found at My Service Canada Account (MSCA). You can access estimates of your CPP and OAS benefits, as well as application forms and other resources.

How can I know if I will have enough income to support myself in retirement?

The Canadian Retirement Income Calculator is a great tool for evaluating your post-retirement income. To use the calculator, you will need to have information about your ATRF pension benefit, CPP statement of contributions, and your other financial resources.

The ATRF advised me that I first need to give notice to my employer. How do I do that?

Your employer requires at least 30 days’ written notice for you to retire. Check out this sample resignation letter. [see last page of this document]

How and when should I start the retirement process?

Here are a couple tools that can help:

Where can I find help with deciding on my beneficiary to my pension plan when I die?

According to legislation, your spouse or partner receives your pension if you die. A named beneficiary receives your pension if your spouse or partner also dies. Access more information and the form from ATRF.

Where can I find answers to other pension questions (such as contributions, marriage breakdown, pensionable salary, pensionable service, retirement or termination)?

Contact an ATRF pension counsellor directly at 1-800-661-9582.

How do I access benefits (dental, extended health care, prescriptions and so on) when I retire?

Access retiree benefits from the Alberta Retired Teachers’ Association (ARTA) or the Alberta School Employee Benefit Plan (ASEBP).

Teachers with Calgary Catholic, Calgary Public, Fort McMurray Catholic and Rocky View should contact the ARTA directly.

How do I get my will in order? Do I also need a personal directive and power of attorney?

Estate planning is important for all (especially when considering retirement). The video at the bottom of this page has great advice relevant to this topic.